Who uses Zensus
Zensus is built for businesses and finance teams whose cash does not arrive in smooth monthly slices: annual and quarterly contracts, seasonal swings, usage-based pricing, late-paying clients, and a payroll that has to clear no matter what.
SaaS companies with annual and quarterly contracts
Annual contracts make revenue look healthy while the bank account runs dry between renewals. Zensus syncs your QuickBooks invoices and places each contract payment on the date it actually lands, so your cash flow forecast reflects the March 14 renewal, not a smooth twelfth of it every month. For the weekly discipline behind this, see our guide to the 13-week cash flow forecast.
Making payroll with confidence
The question is never "what is my balance", it is "will the balance clear payroll on the 15th". Zensus projects your cash to every upcoming payroll date and fires a Slack alert the moment your projection is on track to cross the cash floor you set. Our step-by-step guide, Will I Make Payroll?, walks through the method Zensus automates.
Agencies and client services with late payers
When a client always pays net-45 on net-30 terms, a forecast built on due dates lies to you. Zensus reads actual payment behavior from your bank feed via Plaid and dates inflows by when customers really pay. New to the practice? Start with what cash flow forecasting is.
Seasonal and usage-based revenue
The lumpier your inflows, the bigger the buffer you need and the earlier you need warning. Zensus tracks your projected low point against your minimum cash buffer through the slow months, so you size spending decisions on the trough, not the peak. One plan covers every integration; see pricing.
Hiring and cash flow scenario planning
Before you sign an offer letter, ask Zensus what the hire does to your zero-cash date. The scenario agent answers in plain language, using your live financial data, and the cash flow view updates as real transactions clear. Your data stays yours: how we handle it is documented on the security page.
Frequently asked questions
- Who is Zensus for?
- Zensus is for businesses of any size with lumpy cash flow: annual and quarterly contracts, seasonal swings, usage-based pricing, late-paying clients, and payroll that has to clear. It connects QuickBooks, bank accounts via Plaid, and HubSpot, and costs $199 per month on a single plan.
- Does Zensus work for agencies with late-paying clients?
- Yes. Zensus reads actual payment behavior from your bank feed via Plaid and dates inflows by when clients really pay. If a client pays net-45 on net-30 terms, the forecast uses the 45-day reality instead of the invoice due date.
- Can Zensus model annual and quarterly contracts?
- Yes. Zensus places each contract payment on the date it actually lands in the bank, so a $24,000 annual renewal shows up as one March 14 inflow rather than $2,000 smeared across every month.
- How does Zensus help me decide whether I can afford a hire?
- Ask the scenario agent in plain language. It recalculates your zero-cash date with the new salary included, using your live financial data, and the projection keeps updating as real transactions clear.
- How do payroll alerts work?
- You set a cash floor. Zensus projects your balance to every upcoming payroll date and sends a Slack alert the moment your 30-day projection is on track to cross that floor, with re-alerts on material changes.
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